Properly crafting an investment portfolio should reflect your risk tolerance, time horizon, and goals. Whether that is investing for retirement, financial independence, or to support vacations or college, we will create a financial strategy that works for you.

Tax planning is an integral part of our financial planning approach. We help you file and prepare your current returns, as well as help plan for future tax burdens. We take into account both your current financial situation and your future retirement goals to help you grow your assets and keep more of what you earn. Every financial decision you make has tax consequences, so having a comprehensive financial plan with smart investment strategies is essential. Remember, it’s not only what you make but what you keep!

During the course of our retirement planning process, we will review your current income status and show you a projection of your potential income during retirement. Our team will work with you to create a viable income stream that will last throughout your lifetime. We will help you understand your social security options and assist you in optimizing the benefits that are most suitable for your circumstances. In the event that you have a pension, we will offer guidance on the available options and aid you in making an informed decision. Finally, we will equip you with the necessary tools to address other considerations, such as the premature death of a spouse, inflation, or taxation.

We will collaborate with you to comprehend your risk tolerance, attentively listen to your financial objectives, and gain a comprehensive understanding of your financial goals. As an Investment Advisor Representative operating through an independent Registered Investment Advisor, we are not affiliated with a major “wire house” institution. This allows us to provide a broad range of funds and equities to construct cost-effective and high-quality portfolios. At Martinelli Financial Services, we adopt an institutional-style investment strategy to invest your funds.

It is our belief that the quickest way to diminish your life’s work is to not have an estate plan. An estate plan serves to safeguard your assets and provides for your family in the event of your absence. We can assist in maximizing the inheritance for your loved ones, regulating the distribution of funds, and minimizing tax liabilities.

We will guide you through the process and offer advice to aid in the development of a plan that will bring pride to you and your family. You have dedicated your entire life to supporting your family and deserve the tranquility that a comprehensive legacy plan can provide for you and your loved ones. Through Martinelli Financial Services, you have access to compassionate professionals who will assist you in your estate planning endeavors.

Overwhelmed? You don’t need to decide by yourself.

Right now, you might be asking yourself questions like:

• Where do I roll over over my 401(k)?
• What rules apply to my 403(b)/457/Pension Plan?
• Can I roll my 401(k) directly into a Roth IRA?
• Can I roll over my pre-tax and after-tax contributions?
• What kind of IRA do I need?
• How much am I paying in fees in my employer’s plan?
• Will I owe taxes on this money in retirement?

What Are Alternative Investments?

Alternative investments are financial assets that lie outside of conventional categories like cash, stocks, and bonds. Alternative investments can include things like real estate, private equity, hedge funds, commodities, cryptocurrencies, and more.

Why Incorporate Alternative Investments?

The purpose of alternative investments is to provide diversification to portfolios and make them more robust and resilient. During volatile times, it can be wise to keep some money outside of traditional investment categories.